top of page
About Us


Melati Panomara Sdn Bhd (MPSB) offers personal loans, SME, financial management, and loan management in Kuala Lumpur, Putrajaya, and Selangor. Low loan rates and flexible repayment periods.


Made up of professional financial consultants, with over 16 years’ experience, we use fintech (the utilisation of specialised software and algorithms) to automate our financial offerings.


Based on our ‘people first’ policy, we believe in being transparent and efficient in all transactions, and to date, we have served over 10,000 satisfied customers, nationwide.


Our professional financial consultants are always on hand to offer sound advice and tailor-made proposals, pertaining to your financial needs.  Providing loans at some of the lowest interest rates in Malaysia.


All loan applications can be accessed online via our website, social media pages, mobile app, and processed within 8 hours.


So, whether it’s a large sum of money for big transactions, or smaller sums needed for emergencies, MPSB is your trusted partner. 

Flexible Repayments Schemes

Choose from 2 months to 24 months to settle the loan debt.                                        

• Interest Rates

We charge interest rates of 1% to 1.5% to your loan per month.

Our Service


Asset 11_4x.png

Digital Microlending (NEW)

We are the top 5 leading licensed digital microlending in Malaysia powered by fintech solution. Apply microloan without the need to visit our office. Loans of RM300 – RM1000, approved within 24-hours.

Asset 8_4x.png

SME & Secured & Unsecured

We provide tailor-made Personal/SME loan packages for our customers. Secured Business Loans that require collateral (business or personal assets as guarantee), as well as Unsecured Business Loans that don’t require collateral. After your debt resolution, we will enter you into the ‘Personal Credit Rating Optimization’ stage, to help optimize your personal credit rating and rating scores. As well as make preparations, so that you may once again borrow from banks, at any time.

Asset 4_4x.png

Debt Management

We’ll prepare your financial report, and assist you in restructuring the outstanding debt, while working out a flexible repayment plan with financial service providers. Our debt management system helps restructure your loan, lower interest rates and assist you in settling debts on affordable terms.

Asset 6_4x.png

Non-Performing Loans

We are on hand to manage your non-performing loan, and ensure you receive the best loan package to continue with your repayment. Our plan helps you save up to 50% on your high-purchase interest and affords you a shorter payback period.

Asset 7_4x.png

Credit Recovery

Our collectors and legal team specialise in collecting commercial & professional service claims. They are highly professional and persuasive in resolving any outstanding matter, with client satisfaction guaranteed. We collect against individuals who are personally liable for business debt, which can happen if they signed a personal guarantee, own a proprietorship, let the corporation status expire, or commit fraud. Our focus solely on commercial collections is one factor leading to our 85% success rate.

Contact Us
bottom of page